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Is Pet Health Insurance Right for your Pet?

June 20, 2010 by Shannon · Leave a Comment 

If you have pets, it may be worth your while to obtain pet health insurance to help cover medical expenses that routinely crop up over the years. It sounds like a new idea, but it isn’t. People have been buying health insurance for their pets for years to save money on health care expenses. Here are several facts about pet health insurance that could help save you money.

Maybe you think that pet health insurance is unnecessary, but most people consider their pet to be a family member. We all get hurt or sick and need medical attention, and with the costs of veterinary bills rising every year, it can be very welcome to have some help paying the vet. You probably wouldn’t go without health insurance for your family, so why go without it for your pet?
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Pros and Cons of Pet Health Insurance for Multiple Cats

November 18, 2009 by Shannon · Leave a Comment 

Animal doctorAre you worried about the vet bills for your cats? If you have more than one cat, it can easily get very expensive, very quickly, especially if one or more of your cats has a health issue. For cat breeders, this can rapidly get out of hand, particularly if kittens are born with health issues or if a good breeder ends up in trouble.

Before you rush off to purchase the first cat health insurance for your cat that you can find, let’s take a look at the good and the bad of purchasing pet insurance for a multi-cat household. Read more

Cat Health Insurance – Should You Get Coverage For Your Felines?

January 4, 2009 by Shannon · Leave a Comment 

Cat health insurance is a great way to protect your feline from illness and injury. For literally a few bucks per month you can have peace of mind no matter what comes your way.

Taking good care of your cat requires diligence, awareness, and some monetary investment. As maintenance is the critical factor in preventing serious problems from occurring and minimizing the impact when issues do arise, going to the vet for 1 to 2 checkups per year is an essential minimum.

Many cat health insurance plans will cover routine visits to the vet. These regular office visits should consist of yearly vaccines, fecal and blood samples, and a thorough physical examination.

Without insurance you could expect to spend $75 to $200 per visit, per cat, depending on your exact regimen and the pricing in your region. A good cat insurance provider can save you substantially, even with 50% to 70% coverage.

Aside from your regularly scheduled exams, there is always the chance your cat(s) will need to go to the vet for unexpected reasons. Felines are potentially vulnerable to an entire range of specific ailments and diseases.

Problems like feline leukemia, distemper, and feline dental lesions are all very serious in nature, and likely to require expensive treatment. Cat health insurance will cover medical expenses associated with these and other illnesses.

Aside from pathological setbacks, felines are naturally prone to accident because of their curious and adventurous natures. Cat health insurance will help you pay for such traumas as vehicle accidents, poisoning, bite wounds, and more.

It’s not difficult to find cat insurance that offers coverage of 70%, 90%, and even 100%. And in many cases your deductible will be a very nominal $50 to $100.

In the event you accrue a veterinary bill of $1,000 or more (not uncommon by any means), a cat healthcare plan can make the difference between a major financial setback and a reasonable outlay. You should have no trouble finding numerous testimonials from cat owners who have saved tremendously because of their insurance policy.

Cat health insurance is available in a wide range of policy structures. You can choose a plan that covers only accidents, a program that handles accidents and selected illness, or even a complete system that supports all injury & disease, and includes a wellness plan.

Any good cat insurance company will provide you with a totally free quote. And you can then select your exact level of coverage according to your budget.

For many people, the question arises: What if I pay my cat health insurance for many years and my feline never gets ill or injured?

If this happens, congratulations! Your cat has led an amazingly healthy and fortunate life! And your insurance payments have allowed you to enjoy great peace of mind all the while.

It’s worth pointing out that all insurance, whether automotive, home, or health is largely about the comfort derived from knowing your coverage exists. Even if you never have to use your insurance plan, having it available will reduce your worry significantly.

And you can’t put a price tag on the peace and comfort of knowing you’ll be able to take good care of your feline friends no matter what comes up. These wonderful little creatures provide you with unconditional love and companionship for many years, it stands to reason that you return the favor by keeping them as safe as possible.

Cat Health Insurance – Facts Few People Know

December 27, 2008 by Shannon · Leave a Comment 

If you have recently got a pet cat, you may not be aware of certain facts pertaining to its health insurance. As a matter of fact, it is also probable that you may possess a cat for many years yet you are not well equipped with all the facts pertaining to its health insurance.

Ever since the inception of internet, we have got access to much information which we could not get very easily earlier. You can know as much as you feel like via internet regarding your cat’s heath insurance and its pros and cons. It is absolutely imperative for you to get a health insurance for your cat as you never know when any disease or accident might hit it. However, there are certain things that people overlook or do not bother to look into when getting a Cat’s health insurance. You must not ignore these facts because if you don you may suffer in the long run.

While choosing a plan, you need to take into account several factors. These include your monetary circumstances, your living environment, if you have other pets as well; the heath and age of your cat and which veterinary service you are dealing with etc.

The insurance policies are of various kinds. You need to evaluate many of them to finally opt for the one of your choice. You must not be blinded by some flowery information on the net that you ought to get the most expensive health insurance for your cat. You must make sure that the plan you opt for must cover annual checkups, shots and vaccines, and other annual safeguarding requirements. Cat health insurance varies on the age or medical condition of your cat. Since your cat is like a member of your own family, you must be vigilant about its health issues and not take any risk. Health insurance also covers accidental cases. What you must ensure is that whichever policy you may opt for, it should meet your requirements. For this, you must do through homework before selecting any policy for your kitty.

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